Navigation: Cash Loans > Benefits
Quick Cash Loans up to $500,000
For your quick and secured cash loans, our office is staffed with appraisers that will make every effort to complete your entire transaction quickly. Secured loans are made for a period of four months. Of course, our loan appraisals are FREE and you are under NO OBLIGATION to make the loan.
Longer Term Secured Loans
Our secured loans are good for four months. You may choose to pay only the interest and fees due at the end of the period and your secured loan will be good for another four months. You will receive a notice in the mail or email to advise you when the payment is due.
NO Credit Check
All secured loans are strictly confidential and there is no investigation of your credit or employment. We do require that you furnish two acceptable forms of identification. These may include such items as:
- A Valid Driver's License
- A Valid Learner's Permit
- Passport
- Armed Services I.D. Card
- Medicare or Medicaid Card
- Credit Card, etc.
Lower Interest Charges
The interest charged on your secured loans is computed on a monthly basis at a rate of 4% per month. This is one of the lowest rates in the United States, and it is governed by New York City's Department of Consumer Affairs. There are no other fees charged with our loans by mail program.
No Installment Payments
No inconvenient monthly installment payments are due. You may wish to wait for a bonus check or tax refund to reduce or redeem your loan. Choose a time to repay that fits your schedule. Or, simply make the payment due and extend your loan for another four months.
Remember, You are under NO OBLIGATION to repay secured loans. If you choose to abandon your collateral, it will be sold after proper notice at a competitive public jewelry auction sale.
